A flat lay of a printed document titled 'Time and Risk' showing a bar chart, a pen with the 'Lilley Financial' logo, and an open blue notebook with blank pages, all on a wooden table. The pen is resting on the document and the notebook.

Estate Planning in Ontario: Why a Will Isn’t Optional

Lilley Financial Group
27 Aug 2025

The Cost of Putting It Off

You would never leave your car uninsured. You would never let your home go without coverage. Yet nearly half of Canadians do something far riskier. They leave their families without a will.

It’s not just paperwork. It’s chaos. Without a will, the government decides how your assets are divided. Your spouse could be left struggling. Your children could be caught in legal delays. Your legacy could be eaten up by unnecessary taxes and fees.

That is not the way you want to be remembered.

Estate Planning is About Love, Not Just Money

When you create a will, you are not just signing documents. You are protecting the people you care about most. You are giving them peace of mind, clarity, and security at the exact moment they need it most.

That is why estate planning in Ontario is not optional. It is one of the most important acts of care you can give your family.

Why Work With a Financial Planner on Your Estate

Estate planning is more than filling in an Ontario will template you find online. A financial planner looks at the bigger picture. How will your RRSPs and TFSAs be taxed? What is the best way to structure your wealth so your children inherit more and the government less? How can you align your estate plan with your retirement plan so both work together?

This is what we do every day at Lilley Financial Group.

Protect Your Family. Protect Your Legacy.

Do not leave your loved ones with uncertainty. Take the time now to create a will and a proper estate plan that ensures everything you have worked for truly benefits the people you love.

Book a consultation today and let’s create a plan that protects your legacy.

Sign up for our newsletter

Stay updated with the latest financial insights and tips.

By signing up, you agree to our Terms and Conditions.